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Terms and Conditions

General Terms and Conditions

  • You must be enrolled in a degree-seeking program.
  • You must be a U.S. citizen or eligible non-citizen.
  • You must be enrolled at least half-time (six credit hours minimum per term) to be eligible for Federal Direct Loan(s).
  • Financial aid will not disburse to your student account until you are attending at least one class. Federal Direct Student Loans will not disburse to your account until you are attending at least six semester hours.
  • You must be enrolled full-time (12 credit hours per semester) to receive most types of financial aid. If you enroll less than full-time and/or your weeks of enrollment are less than 16 weeks each semester, your financial aid awards may be reduced or canceled. Students that have previously received a baccalaureate degree are considered full-time with 9 hours of enrollment.
  • You must be enrolled full-time (12 credit hours per semester) to receive the following awards:  Federal Perkins Loan (PERK), Federal Work-Study (FWS), Federal Supplemental Educational Opportunity Grant (FSEOG), Socio-Economically Disadvantaged Scholarship (SEDS), Access to Education Award (A2E1, A2E2), Access to Education Work-Study (A2EWS), Achieving, Celebrating & Excelling Scholarship (ACE), Honors Awards & Grants (HNRS), Grant-in-Aid Integrative Learning (GIAIL), Integrative Learning Scholarship (ILS), Minority Affairs Scholars Award (MASA), and Phi Theta Kappa Scholarship (PHITK). If you have been awarded any of these funds and you are not a full-time student, the award(s) will be canceled.
  • Your financial aid is awarded based on merit and/or calculated need as determined from the information provided on your financial aid application forms. Financial aid awards are subject to adjustments or cancellations due to changes in laws, regulations, appropriations, changes in your financial situation, verification, discovery of data errors, changes in enrollment status, or changes in your residency status, amongst others.
  • If requested, you must provide documents to verify the accuracy of information reported on the FAFSA before financial aid funds can be awarded or disbursed.
  • You will be responsible for repaying any funds you receive that exceed your financial need, or if for any reason, you become ineligible for the financial aid.
  • If after filing your FAFSA you are convicted of possessing or selling drugs, you must notify the Office of Financial Aid immediately.
  • If you have been previously incarcerated or are currently incarcerated or might be incarcerated during their current term of attendance you must identify yourself to the Office of Financial Aid to determine your financial aid eligibility.
  • If you drop classes, withdraw, or make other academic changes, your financial aid awards may be adjusted and repayment may be required.
  • If you stop attending classes without officially withdrawing, your financial aid awards may be adjusted and repayment may be required.
  • If you receive any financial aid from an outside source (for example, a private scholarship) that is not included on your award letter, you must inform the Office of Financial Aid.
  • You must maintain Satisfactory Academic Progress (SAP).
  • Two or more tuition and/or fee restricted awards may be combined, but the total cannot exceed your assessed tuition and/or fees.
  • If you are awarded Federal Work Study (FWS) or Access to Education Work-Study (A2EWS), you have read the award description and agree to the rules set forth in the program.
  • You must work in a Federal Work-Study (FWS) or Access to Education Work-Study (A2EWS) position to earn the amount shown on your award letter. FWS and A2EWS funds are not disbursed into your student account. You receive a paycheck every two weeks, just as in any other form of employment.
  • If you are working toward a second bachelor’s degree, you are only eligible for Federal Direct Loan(s) at undergraduate loan levels.
  • If you have a bachelor’s degree or if you are a graduate/professional student, you are not eligible for aid restricted to undergraduate students, such as the Federal Pell Grant (PELL), ISAC MAP Grant (MAP), Federal Perkins Loan (PERK), Federal Work-Study (FWS), Federal Supplemental Education Opportunity Grant (FSEOG), Socio-Economically Disadvantaged Scholarship (SEDS), Access to Education Award (A2E1, A2E2), and Access to Education Work-Study (A2EWS).
  • You will receive financial aid in two installments (one half is disbursed for fall semester; the second half for spring semester), unless otherwise noted. Disbursements are made directly to your student account.
  • You are responsible for repaying your loans. Acceptance of any loan carries a serious legal and financial obligation. Failure to meet this obligation may adversely affect your credit.
  • If you do not wish to use a student loan, you may decline it. If you borrow the maximum annual federal loan amount available to you during the regular academic year, you will not be eligible for a federal student loan during the following summer. Summer financial aid is very limited. If you receive a refund of financial aid during the academic year and plan to enroll during the summer session(s), you should plan to save some of the funds from your student refund to help you pay for your future summer tuition/fee costs.
  • If you will be living off-campus, come to Eastern prepared to cover the costs of one month of living expenses, because your refund check may not be available by the time your rent, etc. is due.

Illinois Student Assistance Commission (ISAC) Information

  • By applying for financial aid and agreeing to share that information with the Illinois Student Assistance Commission (ISAC) you have been considered for the State of Illinois (IL) Monetary Award Program (MAP) Grant. If you were determined to meet the eligibility criteria for the MAP grant, an award is included on your Award Letter. This award may be an estimate made by the financial aid office and, if so, is identified as a "State of IL MAP Grant." MAP grants are limited based on the number of applicants and funding levels appropriated by the Illinois General Assembly. Please be aware that in light of state funding constraints, reductions to estimated or actual MAP grants are possible.
  • Eligibility for a MAP grant is tracked by the equivalent number of semester credit hours of MAP benefits paid on your behalf. This is called MAP Paid Credit Hours. Payment for each term is being made according to the equivalent number of credit hours eligible for MAP payment, with a minimum of three and a maximum of 15 MAP Paid Credit Hours.
  • There is a limit on the number of MAP Paid Credit Hours that can be paid while you are classified by your school as a freshman and sophomore. This limit is the equivalent of 75 MAP Paid Credit Hours. If this maximum is reached, you must attain junior status for your MAP grant eligibility to resume. The maximum number of MAP Paid Credit Hours that can be received is capped at 135.
  • If a State of Illinois MAP Grant is not included in your award letter, you are not eligible for the grant at Eastern Illinois University.
  • The State of Illinois MAP Grant will be reduced if you are registered for fewer than 15 credit hours in a semester. Also, if you reduce your course load by withdrawing from a second eight week course prior to the fifth day of class; your State of Illinois MAP Grant will be reduced, requiring repayment.