Student Insurance provides the student worldwide protection
24 hours a day. The Plan has a $100
deductible per diagnosis and pays up to 70% of eligible expenses for physician
and hospital expenses, lab and x-ray, surgery, ambulance transport, physical
therapy, maternity expenses, mental health, and substance abuse issues. The
Student Insurance plan covers prescriptions prescribed by SBL-EIU Student
Medical Clinic Providers that are provided by Prairie Medical Pharmacy.
Unlike an HMO or PPO, the Plan does not have a network, giving students a choice in their care and provides coverage for treatment the student receives while they are at home, at school, and wherever they may travel.
Student Insurance is an economical way to reduce or eliminate out-of-pocket expenses when family health plans do not cover 100% of medical costs because of deductibles, co-payment amounts, limitations on specific benefits, and out-of network penalties. The Student Insurance Plan complements the family health plan. Most students find it beneficial to carry both, particularly if the family plan has a deductible and/or coinsurance.
You can find more information about the Plan at www.eiu.edu/studentinsurance or by contacting our office at 217-581-5290. There are 2 short videos on the website that do a nice job of explaining all about the Plan.
Fall 2024 semester students enrolled in 5 or more hours (any program format), are eligible for coverage. Please note, students enrolled in an on-campus program taking 9 or more hours are automatically billed for coverage.
Students wishing to enroll in the Student Insurance Plan must complete the Enrollment Form, available under the “My Health” tab in the students PAWS account. The deadline to enroll in the Plan is August 30, 2024. The cost of the coverage is $109.95.
Booth House
Eastern Illinois University
600 Lincoln Ave.
Charleston, IL 61920
217-581-7400
jdreinhart@eiu.edu