Student Insurance provides the student worldwide protection 24 hours a day. The Plan has a $100 deductible per diagnosis and pays up to 70% of eligible expenses for physician and hospital expenses, lab and x-ray, surgery, ambulance transport, physical therapy, maternity expenses, mental health and substance abuse issues. The Student Insurance Plan also reduces copays for prescription medications at the Medical Clinic, from SBL Prairie Pharmacy.
Unlike an HMO or PPO, the Plan does not have a network, giving students a choice in their care and provides coverage for treatment the student receives while they are at home, at school, and wherever they may travel.
Student Insurance is an economical way to reduce or eliminate out-of-pocket expenses when family health plans do not cover 100% of medical costs because of deductibles, co-payment amounts, limitations on specific benefits, and out-of network penalties. The Student Insurance Plan complements the family health plan. Most students find it beneficial to carry both, particularly if the family plan has a deductible and/or coinsurance.
You can find more information about the Plan at www.eiu.edu/studentinsurance or by contacting our office at 217-581-5290. There are 2 short videos on the website that do a nice job of explaining all about the Plan.
Spring 2023 semester students enrolled in 5 or more hours (any program format), are eligible for coverage. Please note, students enrolled in an on-campus program taking 9 or more hours, Graduate Assistant, and international students enrolled in an on-campus program with a minimum of 3 hours are automatically billed for coverage.
Students wishing to enroll in the Student Insurance Plan must complete the Enrollment Form, available under the “My Health” tab in the students PAWS account. The deadline to enroll in the Plan is January 23, 2023. The cost of the coverage is $109.95.