Student Health Insurance
Financial Aid Office, Upper East Wing
Student Services Building
Eastern Illinois University
600 Lincoln Avenue
Charleston, IL 61920-3099
Phone: (217) 581-5290 Fax: (217) 581-6422
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The Student Health Plan (The Plan) at Eastern Illinois University has been designed to help keep health care affordable for the college student.
The Plan coordinates with the student's primary carrier to reduce or eliminate out-of-pocket expenses. The Plan is considered secondary insurance, meaning, if the student is covered by other valid and collectible insurance, all benefits paid by such insurance will be determined before any benefits are paid by The Plan.
| Hospital | $50.00 deductible, then 80% |
| Surgery | 80% Reasonable and Customary |
| Inpatient Physician Medical Care | $50 deductible, 80% up to $100 1st day, 80% up to $50 each day thereafter |
| Outpatient physician for illness or injury | $50 deductible, then 80% |
| Lifetime maximum for any one Accidental Bodily Injury or Illness | $15,000 |
| Combined lifetime Maximum for Mental Illness and Substance Abuse | $5,000 |
If The Plan is the primary carrier, the student can choose any doctor or other health care provider, wherever, whenever they need care. In the event of a non-emergency, a Health Service referral is not required, however the student's needs may be best satisfied and costs contained when the Health Service manages the treatment. If the student is covered under The Plan and is eligible to use the Health Service, this combination of care can minimize the out-of-pocket expenses.
It is recommended that the student carry an insurance card from both the primary and secondary insurance carriers so that this information is available in the event of medical treatment.
For more details about The Plan's benefits, eligibility, provisions, limitations and exclusions, disclosure information, and other features, refer to the Student Health Insurance Plan brochure, e-mail us, call us at 217-581-5290, or stop by our office located in the upper level of the Financial Aid Office, Student Services building. Our office hours are 8:00 a.m to 4:30 p.m. Monday through Friday during the regular academic year, and during summer, our hours are 8:00 a.m. to 4:30 p.m. Monday through Thursday, and 8:00 a.m. to noon on Friday.
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Please e-mail Financial Aid for further assistance. East Wing, Student Services Bldg (217) 581-3713 phone (217) 581-6422 fax LAST UPDATED: April 14, 2008 600 Lincoln Avenue | Charleston, IL 61920-3099 E-mail: webmaster@eiu.edu | Phone: (217) 581-5000 (0 on Campus) |