About the HERC
Services
Programs
Information
Events
Organizations
Health Service Departments
Debt Reduction
Tips to stay out of debt, avoid:
- Credit cards
- Cash advances/rent-to-own/title pawning
- Loaning money or co-signing a loan
- Playing the lotto and other gambling
- Car loans or leasing vehicles
- Home equity loans or debt consolidation
- Adjustable Rate Mortgages